- Review your rate options regularly.
- Consider change of rate based on reducing Loan to Value (LTV) and shop around.
- A recent review of a 25year loan of €250,000 reduced repayments from €1,277 to €1,102 per month. – saving €175 per month.
You could continue to repay at the same rate and pay off the loan early 4.5 years earlier or
Re-invest the saving which would give you a future sum of €78,246.