Review your rate options regularly. Consider change of rate based on reducing Loan to Value (LTV) and shop around. A recent review of a 25year loan of €250,000 reduced repayments from €1,277 to €1,102 per month. – saving €175 per month. You could continue to repay at the same rate and pay off the loan […]
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Personal pension holders who consult a financial advisor at least once a year, have pension values 75% higher than those who do not. The average pension value for those who were regularly advised was €87,563 (excluding company contributions) compared to €49,819 for those who did not seek regular reviews. Personal pension holders who consult a […]
1. Why are you saving? This will determine your next steps. Are you saving for a mortgage, a trip, a change in career, to buy a car, go hack to college, start a business, early retirement………Each needs a different spending plan and strategy. Prepare a plan – decide your goals/objectives for your money? 2. Have […]
Take control with a Financial Plan We’re all different….. …. but advice should always fit ! Our services We provide a comprehensive financial advisory and taxation service to Facebook staff members in Ireland. A sample menu of services available to Facebook staff are: A comprehensive 1:1 financial and tax advisory service (1 hour). […]
What’s Happened on Markets in the Last Week? The Roller Coaster continued and on foot of the governmental stimulus packages, especially the expected sign off by President Trump of the US package, markets recovered some of the falls by Friday’s close. Despite this individual stock markets are still significantly down on their opening values of […]
The following is a summary of the tax changes announced by the Minister for Finance and Public Expenditure and Reform. Changes are effective from 1st January 2018 unless stated otherwise. Income Tax The tax credits and tax bands changes are in bold. Tax Credit Tax Credit 2017 € 2018 € Single Person 1,650 1,650 […]
Modern life is full of stresses and pressures but did you ever think that living too long could be one of them? In the early part of the 20th century it would have been unusual for a person to live beyond their middle 50’s. (In 1910 the average life expectancy at birth was 54 years). […]